Apartment Loans

Pacific Financial Group understands the importance of finding the right type of financing to maximize your return on investment. We are pleased to offer a large selection of multi-family loan programs from which to choose so you are assured of finding one that is best suited to meet your particular investment objectives. Drawing from our diverse pool of capital sources, your loan program options are limitless:

Nationwide apartment lending from $2MM to $10MM
Loans to foreign nationals & U.S. Investors Living Abroad
5+ unit apartment loans in CA from $500,000 and up
3, 5, 7, 10, 15 & 30 year fixed rate loans and adjustable rate loan options
Loan programs for A, B, C and D quality properties
Non-recourse and interest-only loan program options
Flexible prepayment options
30 & 40 year amortizations
Up to 80% max LTV
DSCR from 1.10 to 1.25
Improved pricing for low levered loans (purchases and refinances)
Up to 90 day rate locks for fixed rate loan programs
Loan programs with no prepayment penalties
Loans for mixed-use (less than 50% commercial), mobile home parks, senior and student housing
No banking relationship or deposits required for most loan programs

Click here to obtain a loan quote or contact us at (415) 390-6750 to discuss your particular loan scenario.

Apartment Loan Programs Snapshot*
Loan Type	Portfolio	FHLMC/FNMA	HUD/FHA	LTV
Adjustable	Starting at 5.00%	-	-	50% - 75%
3-Yr Fixed	Starting at 5.50%	-	-	50% - 75%
5-Yr Fixed	Starting at 5.30%	Starting at 5.75%	-	50% - 75%
7-Yr Fixed	Starting at 5.40%	Starting at 6.00%	-	50% - 75%
10-Yr Fixed	Starting at 5.50%	Starting at 6.25%	-	50% - 75%
15-Yr Fixed	-	call for quote	-	50% - 75%
30 Yr Fixed	-	call for quote	-	50% - 75%
*Interest rates are subject to change on a daily basis. Posted rates are for informational purposes only. Please contact us to obtain property specific pricing. Rates are current as of 1/1/23.

Nationwide apartment lending from $2MM to $10MM
Loans to foreign nationals & U.S. Investors Living Abroad
5+ unit apartment loans in CA from $500,000 and up
3, 5, 7, 10, 15 & 30 year fixed rate loans and adjustable rate loan options
Loan programs for A, B, C and D quality properties
Non-recourse and interest-only loan program options
Flexible prepayment options
30 & 40 year amortizations
Up to 80% max LTV
DSCR from 1.10 to 1.25
Improved pricing for low levered loans (purchases and refinances)
Up to 90 day rate locks for fixed rate loan programs
Loan programs with no prepayment penalties
Loans for mixed-use (less than 50% commercial), mobile home parks, senior and student housing
No banking relationship or deposits required for most loan programs

Click here to obtain a loan quote or contact us at (415) 390-6750 to discuss your particular loan scenario.

Apartment Loan Programs Snapshot*
Loan Type	Portfolio	FHLMC/FNMA	HUD/FHA	LTV
Adjustable	Starting at 5.00%	-	-	50% - 75%
3-Yr Fixed	Starting at 5.50%	-	-	50% - 75%
5-Yr Fixed	Starting at 5.30%	Starting at 5.75%	-	50% - 75%
7-Yr Fixed	Starting at 5.40%	Starting at 6.00%	-	50% - 75%
10-Yr Fixed	Starting at 5.50%	Starting at 6.25%	-	50% - 75%
15-Yr Fixed	-	call for quote	-	50% - 75%
30 Yr Fixed	-	call for quote	-	50% - 75%
*Interest rates are subject to change on a daily basis. Posted rates are for informational purposes only. Please contact us to obtain property specific pricing. Rates are current as of 1/1/23.

Apartment Loan Programs