(415) 390-6750   
(415) 390-6750   
 
 
 

Apartment Loan Programs

Pacific Financial Group understands the importance of finding the right type of financing to maximize your return on investment.  We are pleased to offer a large selection of multi-family loan programs from which to choose so you are assured of finding one that is best suited to meet your particular investment objectives. Drawing from our diverse pool of capital sources, your loan program options are limitless:
  • Nationwide apartment lending from $2MM to $10MM
  • Loans to foreign nationals & U.S. Investors Living Abroad
  • 5+ unit apartment loans in CA from $500,000 and up
  • 3, 5, 7, 10, 15 & 30 year fixed rate loans and adjustable rate loan options
  • Loan programs for A, B, C and D quality properties
  • Non-recourse and interest-only loan program options
  • Flexible prepayment options
  • 30 & 40 year amortizations
  • Up to 80% max LTV
  • DSCR from 1.10 to 1.25
  • Improved pricing for low levered loans (purchases and refinances)
  • Up to 90 day rate locks for fixed rate loan programs
  • Loan programs with no prepayment penalties
  • Loans for mixed-use (less than 50% commercial), mobile home parks, senior and student housing
  • No banking relationship or deposits required for most loan programs  

Click here to obtain a loan quote or contact us at (415) 390-6750 to discuss your particular loan scenario.

Apartment Loan Programs Snapshot*
Loan Type Portfolio FHLMC/FNMA HUD/FHA LTV
Adjustable Starting at 3.25% - - 50% - 75%
3-Yr Fixed Starting at 3.25% - - 50% - 75%
5-Yr Fixed Starting at 3.50% Starting at 3.25% - 50% - 75%
7-Yr Fixed Starting at 3.50% Starting at 3.50% - 50% - 75%
10-Yr Fixed Starting at 3.70% Starting at 3.70% - 50% - 75%
15-Yr Fixed - call for quote - 50% - 75%
30 Yr Fixed - call for quote - 50% - 75%
*Interest rates are subject to change on a daily basis.  Posted rates are for informational purposes only.  Please contact us to obtain property specific pricing.  Rates are current as of 1/1/22.
Pacific Financial Group understands the importance of finding the right type of financing to maximize your return on investment.  We are pleased to offer a large selection of multi-family loan programs from which to choose so you are assured of finding one that is best suited to meet your particular investment objectives. Drawing from our diverse pool of capital sources, your loan program options are limitless:
  • Nationwide apartment lending from $2MM to $10MM
  • Loans to foreign nationals & U.S. Investors Living Abroad
  • 5+ unit apartment loans in CA from $500,000 and up
  • 3, 5, 7, 10, 15 & 30 year fixed rate loans and adjustable rate loan options
  • Loan programs for A, B, C and D quality properties
  • Non-recourse and interest-only loan program options
  • Flexible prepayment options
  • 30 & 40 year amortizations
  • Up to 80% max LTV
  • DSCR from 1.10 to 1.25
  • Improved pricing for low levered loans (purchases and refinances)
  • Up to 90 day rate locks for fixed rate loan programs
  • Loan programs with no prepayment penalties
  • Loans for mixed-use (less than 50% commercial), mobile home parks, senior and student housing
  • No banking relationship or deposits required for most loan programs  

Click here to obtain a loan quote or contact us at (415) 390-6750 to discuss your particular loan scenario.

Apartment Loan Programs Snapshot*
Loan Type Portfolio FHLMC/FNMA HUD/FHA LTV
Adjustable Starting at 3.25% - - 50% - 75%
3-Yr Fixed Starting at 3.25% - - 50% - 75%
5-Yr Fixed Starting at 3.50% Starting at 3.25% - 50% - 75%
7-Yr Fixed Starting at 3.50% Starting at 3.50% - 50% - 75%
10-Yr Fixed Starting at 3.70% Starting at 3.70% - 50% - 75%
15-Yr Fixed - call for quote - 50% - 75%
30 Yr Fixed - call for quote - 50% - 75%
*Interest rates are subject to change on a daily basis.  Posted rates are for informational purposes only.  Please contact us to obtain property specific pricing.  Rates are current as of 1/1/22.

Ask Us About
  • Loans to Foreign Nationals
  • Cash out refinances
  • Non-recourse
  • Interest Only
  • Stated Income Loans
  • Low Cost Apartment Loans
  • Construction/Rehab
  • CRE Line of Credit
  • Loan programs for C & D quality properties

Recent Closings

> 32 Units - $2,155,000

> 7 Units - $1,015,000

> 48 Units - $3,450,000

> 6 Units - $950,000

> 9 Units - $800,000

> 18 Units - $1,600,000

> 20 Units - $1,750,000

> 128 Units - $5,250,000

> 12 Unit Apt - $650,000

Ask Us About
  • Loans to Foreign Nationals
  • Cash out refinances
  • Non-recourse
  • Interest Only
  • Stated Income Loans
  • Low Cost Apartment Loans
  • Construction/Rehab
  • CRE Line of Credit
  • Loan programs for C & D quality properties

Recent Closings

> 32 Units - $2,155,000

> 7 Units - $1,015,000

> 48 Units - $3,450,000

> 6 Units - $950,000

> 9 Units - $800,000

> 18 Units - $1,600,000

> 20 Units - $1,750,000

> 128 Units - $5,250,000

> 12 Unit Apt - $650,000

Pacific Financial Group, Four Embarcadero Center, Suite 1400, San Francisco, CA 94111 
  T: (415) 390-6750 | F: (888) 988-9434  |  info@pacfigroup.com

  Pacific Financial Group, All Rights Reserved.



 
 

CA Insurance license Samuel A. Shummon #0I49823.
Real Estate Broker – CA Bureau of Real Estate – Cal BRE #0129501 – NMLS #328979
Pacific Bay Lending, Inc.  – CA Bureau of Real Estate – Cal BRE #01874818 – NMLS #318011
www.nmlsconsumeraccess.org

 Made in the U.S.A. | Privacy Statement



Equal Fair Housing

Pacific Financial Group, Four Embarcadero Center, Suite 1400, San Francisco, CA 94111 
  T: (415) 390-6750 | F: (888) 988-9434  |  info@pacfigroup.com

  Pacific Financial Group, All Rights Reserved.



 
 

CA Insurance license Samuel A. Shummon #0I49823.
Real Estate Broker – CA Bureau of Real Estate – Cal BRE #0129501 – NMLS #328979
Pacific Bay Lending, Inc.  – CA Bureau of Real Estate – Cal BRE #01874818 – NMLS #318011
www.nmlsconsumeraccess.org

 Made in the U.S.A. | Privacy Statement



Equal Fair Housing