Commercial Loans

Pacific Financial Group understands the importance of finding the best available financing to maximize your return on investment. We are pleased to offer a large selection of commercial loan programs for office, retail, single tenant, self storage, industrial, hospitality, mixed use and owner occupied commercial buildings so you are assured of finding one that is best suited to meet your particular investment objectives. Commercial loans are available from a diverse pool of capital sources which include local and regional banks, credit unions, life insurance companies, conduits and private investors:

Loans for single and multi-tenant commercial properties (retail, office, industrial, mixed use)
Loans for special use properties (auto, cannabis, clubs, gas stations, medical, places of worship)
3, 5, 7, 10 and 15-year fixed rate loans and adjustable rate loan options
Non-recourse and interest-only loan program options
Loans with no prepayment penalty
15 year to 30 year amortizations
Up to 75% LTV
DSCR from 1.25 to 1.50
Improved pricing for low levered loans (purchases and refinances)
Up to 90 day rate locks for fixed rate loan programs
Lite doc loan programs (no need for copies of tax returns; tax transcripts okay)
Banking relationship and deposits required for some loan programs

Click here to obtain a loan quote or contact us at (415) 390-6750 to discuss your particular loan scenario.

Commercial Loan Programs Snapshot*
Loan Type	Portfolio	CMBS	LTV
Adjustable	Starting at 7.50%	-	50% - 75%
3-Yr Fixed	Starting at 7.25%	-	50% - 75%
5-Yr Fixed	Starting at 7.00%	-	50% - 75%
7-Yr Fixed	Starting at 6.75%	-	50% - 75%
10-Yr Fixed	Starting at 6.75%	Call for quote	50% - 75%
15-Yr Fixed	Call for quote	-	50% - 75%
*Interest rates are subject to change on a daily basis. Posted rates are for informational purposes only. Please contact us to obtain property specific pricing. Rates are current as of 1/15/24.

Commercial Loan Programs