(415) 390-6750   
(415) 390-6750   
 
 
 

Commercial Loan Programs

Pacific Financial Group understands the importance of finding the best available financing to maximize your return on investment.  We are pleased to offer a large selection of commercial loan programs for office, retail, single tenant, self storage, industrial, hospitality, mixed use and owner occupied commercial buildings so you are assured of finding one that is best suited to meet your particular investment objectives. Commercial loans are available from a diverse pool of capital sources which include local and regional banks, credit unions, life insurance companies, conduits and private investors:  

  • Loans for single and multi-tenant commercial properties (retail, office, industrial, mixed use)
  • Loans for special use properties (auto, cannabis, clubs, gas stations, medical, places of worship)
  • 3, 5, 7, 10 and 15-year fixed rate loans and adjustable rate loan options
  • Non-recourse and interest-only loan program options
  • Loans with no prepayment penalty
  • 15, 20, 25 and 30 year amortizations
  • Up to 80% max LTV
  • DSCR from 1.20 to 1.50
  • Improved pricing for low levered loans (purchases and refinances)
  • Up to 90 day rate locks for fixed rate loan programs
  • Lite doc loan programs (no need for copies of tax returns; tax transcripts okay)
  • No banking relationship or deposits required for most loan programs 

Click here to obtain a loan quote or contact us at (415) 390-6750 to discuss your particular loan scenario.

Commercial Loan Programs Snapshot*
Loan Type Portfolio CMBS LTV
Adjustable Starting at 3.50% - 50% - 75%
3-Yr Fixed Starting at 3.50% - 50% - 75%
5-Yr Fixed 4Starting at 3.50% - 50% - 75%
7-Yr Fixed Starting at 3.75%% - 50% - 75%
10-Yr Fixed Starting at 4.00% Call for quote 50% - 75%
15-Yr Fixed Call for quote - 50% - 75%
*Interest rates are subject to change on a daily basis.  Posted rates are for informational purposes only.  Please contact us to obtain property specific pricing.  Rates are current as of 1/1/22.

Pacific Financial Group understands the importance of finding the best available financing to maximize your return on investment.  We are pleased to offer a large selection of commercial loan programs for office, retail, single tenant, self storage, industrial, hospitality, mixed use and owner occupied commercial buildings so you are assured of finding one that is best suited to meet your particular investment objectives. Commercial loans are available from a diverse pool of capital sources which include local and regional banks, credit unions, life insurance companies, conduits and private investors:  

  • Loans for single and multi-tenant commercial properties (retail, office, industrial, mixed use)
  • Loans for special use properties (auto, cannabis, clubs, gas stations, medical, places of worship)
  • 3, 5, 7, 10 and 15-year fixed rate loans and adjustable rate loan options
  • Non-recourse and interest-only loan program options
  • Loans with no prepayment penalty
  • 15, 20, 25 and 30 year amortizations
  • Up to 80% max LTV
  • DSCR from 1.20 to 1.50
  • Improved pricing for low levered loans (purchases and refinances)
  • Up to 90 day rate locks for fixed rate loan programs
  • Lite doc loan programs (no need for copies of tax returns; tax transcripts okay)
  • No banking relationship or deposits required for most loan programs 

Click here to obtain a loan quote or contact us at (415) 390-6750 to discuss your particular loan scenario.

Commercial Loan Programs Snapshot*
Loan Type Portfolio CMBS LTV
Adjustable Starting at 3.50% - 50% - 75%
3-Yr Fixed Starting at 3.50% - 50% - 75%
5-Yr Fixed 4Starting at 3.50% - 50% - 75%
7-Yr Fixed Starting at 3.75%% - 50% - 75%
10-Yr Fixed Starting at 4.00% Call for quote 50% - 75%
15-Yr Fixed Call for quote - 50% - 75%
*Interest rates are subject to change on a daily basis.  Posted rates are for informational purposes only.  Please contact us to obtain property specific pricing.  Rates are current as of 1/1/22.

Ask Us About
  • Non-recourse
  • Interest Only
  • Cash out refinances
  • Stated Income Loans
  • Rate Locks
  • CRE Line of Credit
  • Loans to NNN Single Credit Tenant (S&P Rating of BBB- or better)

Recent Closings

> Shopping Center - $5,000,000

> Medical Office - $1,720,000

> Retail - $1,000,000

> Mixed Use - $1,800,000

> Single Use -$845,000

> Retail/Auto - $550,000 

> Retail - $5,920,000

> Mixed Use - $1,260,000

> Office - $1,565,000

> Warehouse - $3,430,000

> Single Tenant - $1,980,000

Ask Us About
  • Non-recourse
  • Interest Only
  • Cash out refinances
  • Stated Income Loans
  • Rate Locks
  • CRE Line of Credit
  • Loans to NNN Single Credit Tenant (S&P Rating of BBB- or better)

Recent Closings

> Shopping Center - $5,000,000

> Medical Office - $1,720,000

> Retail - $1,000,000

> Mixed Use - $1,800,000

> Single Use -$845,000

> Retail/Auto - $550,000 

> Retail - $5,920,000

> Mixed Use - $1,260,000

> Office - $1,565,000

> Warehouse - $3,430,000

> Single Tenant - $1,980,000

Pacific Financial Group, Four Embarcadero Center, Suite 1400, San Francisco, CA 94111 
  T: (415) 390-6750 | F: (888) 988-9434  |  info@pacfigroup.com

  Pacific Financial Group, All Rights Reserved.



 
 

CA Insurance license Samuel A. Shummon #0I49823.
Real Estate Broker – CA Bureau of Real Estate – Cal BRE #0129501 – NMLS #328979
Pacific Bay Lending, Inc.  – CA Bureau of Real Estate – Cal BRE #01874818 – NMLS #318011
www.nmlsconsumeraccess.org

 Made in the U.S.A. | Privacy Statement



Equal Fair Housing

Pacific Financial Group, Four Embarcadero Center, Suite 1400, San Francisco, CA 94111 
  T: (415) 390-6750 | F: (888) 988-9434  |  info@pacfigroup.com

  Pacific Financial Group, All Rights Reserved.



 
 

CA Insurance license Samuel A. Shummon #0I49823.
Real Estate Broker – CA Bureau of Real Estate – Cal BRE #0129501 – NMLS #328979
Pacific Bay Lending, Inc.  – CA Bureau of Real Estate – Cal BRE #01874818 – NMLS #318011
www.nmlsconsumeraccess.org

 Made in the U.S.A. | Privacy Statement



Equal Fair Housing