Pacific Financial Group is committed to helping small business owners and offers many loan options to choose from. Whether you are a business owner seeking to purchase a commercial building for your company or need a business line of credit to meet you short term or long-term business objectives, we are here to assist you every step of the way.

SBA 504 Loan Program

• As little as 10% down
• Competitive fixed and variable rate financing
• 10-, 20-, and 25-year maturity terms
• Acquisition of owner-occupied commercial real estate (business must occupy at least 51% of the facility for acquisition and 60% for construction)
• Equipment acquisition
• Loans up to $5,500,000 (up to $16.5 million for ‘go green’ projects)
• Typical loan structure – 50% Bank, 40% CDC, 10% borrower’s equity
• Real estate must be held as investment of occupied by owner’s business
• SBA 7(a) Guaranteed Loan Program

SBA 7(a) Guaranteed Loan Program

• Benefits – longer amortization, lower equity investment, competitive interest rates
• Use proceeds for working capital, inventory, business acquisitions, equipment, real estate
• Competitive variable rate financing
• Loan amounts up to $5,000,000
• Loan terms from 10 to 25 years

Click here to obtain a loan quote or contact us at (415) 390-6750 to discuss obtaining a SBA loan.